About Flow Mortgage Co.

Why was Flow Mortgage Co. started?

Flow was founded on the belief that Canadians deserve mortgage advice that looks at the whole financial picture, beyond the rate. After 15 years in the industry, Alex saw clients lose thousands to poor timing, missed options and advice that ignored their long-term goals, and built Flow to fix that.

What are Flow's mortgage frameworks?

Flow built 5 frameworks, each for a different kind of borrower, so every client works through the same questions in the same order.

• S.M.A.R.T. for mortgage renewals
• B.O.S.S. for self-employed borrowers
• I.N.V.E.S.T. for rental and investment property
• E.Q.U.I.T.Y. for refinancing and home equity lines of credit
• R.E.A.D.Y. for first-time buyers

How is Flow different from a bank?

A bank offers its own products. Flow works with 50+ lenders, so the mortgage is matched to your situation and your plans for the next few years.

• Strategy first, rate second. We look at your complete financial picture before recommending a mortgage.
• Education-focused. We explain every option so you can decide with confidence.
• The full market. Access to 50+ lenders means we look for the right fit, beyond the first approval.
• A long relationship. We're there for your first home, your investment property and every refinance in between.

Where is Flow licensed?

Flow Mortgage Co. operates under BRX Mortgage and is licensed in British Columbia with the BC Financial Services Authority and in Alberta with the Real Estate Council of Alberta. The office is at 20020 84 Ave #500A, Langley, BC, and meetings can run by phone or video anywhere in either province. See every city with its own page on the locations page.